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Purchasing a new home?
Adding an investment property to the mix?
Wondering if your interest rate is competitive?
Refinancing?

We're here to help. 

First Home Purchase

Navigating your first home purchase requires precision. We provide expert guidance on KiwiSaver withdrawals, and tailored mortgage structures to get you keys in hand sooner.

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Investment Property

Expand your wealth through residential property. Our strategic lending advice focuses on capital growth, efficient structures, and maximising your portfolio's long-term performance.

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Strategic Refinancing

Ensure your debt is working for you. We provide rigorous reviews of your current lending to identify competitive rates, better terms, and opportunities to release equity for future growth.

Strategic Financial
Solutions for Every Stage of Home Ownership

Get Expert
Advice Today

Whether you're purchasing your first home, refinancing, or growing your investment portfolio, our team provides tailored financial strategies to reach your goals.

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Trusted Financial Guidance

Discover how our expert advice has helped hundreds of families secure their first homes, optimise KiwiSaver portfolios, and build wealth through investment.

Before we started looking at properties, we didn't have a clue what was involved in getting a mortgage and working out our budget. Malcolm made sense of everything for us immediately, was always willing to answer our questions and made the whole process really easy - and fun too. He's now helped many of our friends through the process of buying their first homes and we can't recommend him enough.

Lucy and Clint

We have known Malcolm for three years and he has looked after our Mortgages during this period, both with refinancing and on a new property purchase. His knowledge has proved to be invaluable and it's reassuring that when we e-mail or call him he responds in a diligent, honest and professional manner. He always talks through our options and he keeps everything at a level which we can understand, couple this with his personal service, we have no hesitation in recommending him to friends.

Lesley McLaren

Highly recommend Advice Knight, I was recommended by a friend and would be more than happy to do the same to anyone else. Anthony has been very knowledgeable, professional and organised. Helped us onto the property market and the whole process was smooth sailing. We feel very fortunate to have these guys on our team, much appreciated!

Daniel Cullen

Anthony and Corina were outstanding, always responsive with a perfect balance of friendliness and professionalism, answering our first time buyer questions in everyday English. Thank you for everything!

Richard Gregory

Latest News & Insights

What You Get

Why Choose Us?

Experience and expertise

Director, Malcolm Knight is an experienced financial adviser. His experience spans over 20 years in the industry, helping hundreds of clients make smart financial decisions based on their life stage, future goals and budget. 

 

Best solution for you

With access to all the major lenders in New Zealand, we’ll compare the offerings to get you the best outcome.

 

Our service is free

Advice Knight Ltd gets paid directly by the lender on the settlement of your loan. There are no fees for our service, and no additional costs built in to your loan. When you engage Advice Knight Ltd, you receive first class service from experienced and trusted advisers who make things happen.

Easy and stress free

We take care of everything from start to finish. We’ll do all the leg work for your application and use our expertise to compare suitable options.

 

We'll be the ones you can trust

Our goal is to become your long term financial partner; here to advise, support and to help make it all happen.

Expert Mortgage and KiwiSaver Advice Tailored For You.

Lenders We Work With

We're proud to work with New Zealand's most reliable financial institutions.

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Introducing our new
Home Loan Review

With access to all the major lenders we can help you make the best decision when it comes to refixing or securing new lending with our Home Loan Review. 

 

Contact us today and one of our experienced advisers will work with you to ensure your mortgage rate is competitive and structured to suit your unique situation. 

 

Our Home Loan Review is free and will only take around 10 minutes to complete. Plus, for a limited time we’ll donate an additional native tree to Trees that Count for every new customer. 

Cozy Living Room

Proud Partner of
Trees that Count

We all know how important it is to look after the environment, but it can be hard to know where to start. By supporting native tree planting our goal is that, together, we can play an important role in reducing net CO2 emissions, strengthen New Zealand’s biodiversity and help native wildlife thrive.


Advice Knight is committed to donating one native tree for every $150,000 new lending; for example, if you purchase a new home / investment property and require $900,000 mortgage, we will donate 6 native trees. These trees will then be matched to specific restoration groups across New Zealand to be planted and cared for.

Learn more about Trees That Count here.

Our Advisers

Anthony Sage
Malcolm Knight
Meet Our Advisers
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Malcolm Knight

Director, Financial Adviser
(FSP #434146)

021 024 28000
malcolm@adviceknight.co.nz

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Anthony Sage

Financial Adviser
(FSP #1002725)

022 651 7802
anthony@adviceknight.co.nz

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Lauren Young

Financial Adviser
(FSP #1007892)

022 092 8185
lauren@adviceknight.co.nz

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Nick Niblett

Financial Adviser
(FSP #1008055)

021 125 8041

nick@adviceknight.co.nz

Proudly named in the
New Zealand Top Adviser Award

Malcolm has been regularly recognised as one of the top mortgage advisers in the prestigious New Zealand "Top Advisers" list, placing an impressive 17th out of 94 top-performing advisers across the country in 2025.

This recognition is a testament to Malcolm's unwavering commitment to his clients and his exceptional expertise in the mortgage industry. More than anything, this award is a reflection of the trust you, our clients, have placed in us to manage your financial journey. Your ongoing support is what makes achievements like this possible. A sincere thank you to all of you for continuing to trust us and for recommending us to your friends and family.

team@adviceknight.co.nz

02102428000

Main Office: Retail Unit 1, Sentinel Building, 3-5 Northcroft Street, Takapuna

Second Office: 21 Empire Road, Devonport, Auckland

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©2026 by Advice Knight Ltd.

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